Don’t Let Your Summer Boat Fun Be Pirated: Boat and PWC Safety
As the summer ramps up and the warm days turn to hot days many people will be spending a lot of time out on the water. Whether you’re taking the boat out for a weekend or renting personal water crafts on a summer vacation, it’s important to remember the risks of boating and other water sports. The following tips will help keep you safe on the water and be prepared in the event of an accident.
Moving on Up: Changing Your Address Means Changing Your Insurance
May is National Moving Month and every year more than 40 million Americans will move, according to the American Moving and Storage Association. As you pack up your belongings and move across town or across the country, make sure you don’t forget to “pack” your insurance coverage.
Landscape Ready: Utility Marking, Underground Septic & Sewer Back-Up
Homeowners: Before you hit a gusher—and we aren't talking oil—get the 811 from Trusted Choice.
Spring Forward: Spring Cleaning and Safety Updates
Temperatures are getting warmer and now that it’s spring, it’s time for spring cleaning and making spring time repairs around the house. Taking care of our homes is important, so take a moment to understand how taking care of things around the house can impact your insurance.
Congratulations Class of 2012: Now It’s Time to Graduate to Your Own Insurance!
It’s a rite of passage for college students to don cap and gown and march across the stage for graduation ceremonies- in fact, according to the National Center for Education Statistics (NCES) nearly 1.8 million students will graduate with a bachelor’s degree in 2012. As those 1.8 million make the transition from undergraduates to careers, pursuit of advanced degrees or back into mom and dad’s basement, it’s critical that they understand how walking across the stage may have changed their insurance needs.
A Little Less than Supercalifragilisticexpialidocious: Insurance and Tax Issues with Nannies and Housekeepers
With more and more families every year having both parents work full time, there has been an increasing need for help around the house with childcare and chores like cleaning, laundry and running errands. If you’re hiring household help it’s important to understand how having domestic workers (including nannies, housekeepers, caretakers, etc.) around your home can impact not only your insurance coverage- both your auto and your homeowners- but also how it could have tax implications for you. If you don’t understand these issues, the result could be something quite atrocious.
You Posted What!? Teens, Social Media and a Parent’s Liability
Jealousy. Passion. Betrayal. No, not the latest television drama, but high school. For many the high school experience comes with social pressures and obligations to fit in and belong, and sadly this can lead to exclusion and isolation of some students. At some point we all probably said something in our teen years in the heat of the moment that we wish we could take back, but today’s teens face the added burden that if they convey those statements on social media sites like Facebook and Twitter, their words could be around for a lot longer than just the heat of the moment.
Hosting a Super Bowl Party? There Could Be More than Team Pride on the Line
Hosting a Super Bowl party is a great way to cheer on your team if you can’t make it to the stadium in Indianapolis this Sunday, but make sure you know and manage the risks of hosting the big game day party. In many states, individuals hosting parties can be held liable in cases where a guest or third party is injured in an accident related to alcohol consumption at your event. Hosts have been held responsible for medical bills, vehicle repair costs, lost time from work, and even wrongful death.
Care to Share? How Joining a Car or Bike Share Program Could Impact Your Insurance
Across the country car and bike share programs are gaining in popularity as a way to ease congested traffic patterns in urban areas while at the same time providing more flexible transportation alternatives to public transit. These programs are a great alternative for urban dwellers and college students who may not own a car or bike but occasionally need one to run errands, or to use as an alternate means of commuting. But how does your insurance work with these types of bike and car share programs?
Earth Day and Going “Green” with Your Homeowners Insurance
“I recognize the right and duty of this generation to develop and use the natural resources of our land; but I do not recognize the right to waste them, or to rob, by wasteful use, the generations that come after us.” – Theodore Roosevelt
With Earth Day on April 22nd, Roosevelt’s call for responsible use of resources remains as relevant today as when he wrote it over a century ago, and many Americans are taking up the call as part of the “green” movement, particularly in the areas of construction and building. Whether you’re building a new home or are interested in retrofitting your home to be a “green” home, it’s important to recognize how taking these steps to make your home more environmentally friendly may require some special “green” insurance to protect them.
